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I AM in Control.org Iowa Adolescents Making Choices to Control Their Future Teen:Health, Relationship, Body and Sexuality

Tag: money

Oct 23

Money Matters

Posted By iamincontrol | October 23, 2014

piggy bank
By Jacalyn          

When I was in high school I had two jobs, and to be honest I made quite a bit of money. However, while still in high school, I was very privileged by my parents bill-wise. I did not pay anything. So I mostly spent my money on stupid things like getting my nails done, tanning, getting my hair done, eating fast food, going to expensive places with my friends and buying expensive purses or electronics that I did not need. I was also very privileged in the sense that my grandparents and parents bought my car as well as put money in a savings account for me for college. When I left to start college, all my incoming money came to a halt.

Read More

Oct 7

Credit Card Debt

Posted By iamincontrol | October 7, 2014

credit card
The results are in! 

Last month we asked you guys:

Do you have a credit card?

You guys strongly related to “I don’t have one yet, but I’m going to get one as soon as I can.

Credit cards can have benefits if you understand and are experienced with them, but they can be dangerous too.  It’s easy to overspend, and Rachael’s story below perfectly illustrates that.  Read on to learn how she got into (and then out of) credit card debt.

Read More

Sep 18

How Working through High School Shaped Me

Posted By iamincontrol | September 18, 2014

smiling teenage girl
By Annie

While the thought of a lazy summer sounds wonderful to some, it didn’t to me. I dreaded not having something to do every day. Rather than sit at home, I wanted to be able to do something every day and enjoy doing it. Once I was able to drive, I picked up a job during the school year working on the weekends. I loved the idea of being able to find a job that I liked, where I could make friends, and earn money. Working through high school gave me something to look forward to and gave me a sense of accomplishment.

Although my parents never forced me to have a job through high school, I felt like it was a good time to start working. It helped me create a balance in my life between school, friends, sports, and work. I wanted to be able to have a little extra spending money to go to a movie with friends or buy a new pair of jeans.

Read More

May 22

Getting My First Job

Posted By iamincontrol | May 22, 2014

Teen working at job
By Brooke

When I turned sixteen, I decided that I would like to get a part-time job. I had been babysitting off and on before that, but I wanted to get a consistent paycheck. I wanted my own money to spend any way I wanted. The problem was I really did not know where to start applying in my hometown. A family friend suggested I apply at one of the local gas stations where she worked since they were hiring. I got an application, filled it out, and waited (not so patiently) for them to call about an interview. A few days later they did call, but now the scary part was the interview itself.

I remember being so nervous I was shaking when I walked in for the interview. I had to remind myself to take some very deep breaths to calm down. I also had to remind myself to keep a smile on my face and a positive attitude. They didn’t ask very serious questions since they knew I was still in high school, and this would be my first job. Soon enough they were asking me when I would be available to come in and start training. I was elated!

I was lucky enough to get the first job I applied for, but this is not the case for everyone. I would suggest finding a job that you will enjoy, and don’t give up if it doesn’t work out the first time. Be sure to dress appropriately for the interview and to have a positive attitude. Read some more tips for acing a job interview as a teen here.

Getting my part-time job made me feel a lot more independent and proved to be one of the best decisions I made for myself in high school.

Still not sure a job is for you?  Read this IAMincontrol post for more reasons to get a part-time job.

Apr 17

Money Matters

Posted By iamincontrol | April 17, 2014


By Jacalyn

When I was in high school I had two jobs, and to be honest I made quite a bit of money. However, while still in high school, I was very privileged by my parents bill-wise. I did not pay anything. So I mostly spent my money on stupid things like getting my nails done, tanning, getting my hair done, eating fast food, going to expensive places with my friends and buying expensive purses or electronics that I did not need. I was also very privileged in the sense that my grandparents and parents bought my car as well as put money in a savings account for me for college. When I left to start college, all my incoming money came to a halt.

At first I was like, whatever, I’ll just take out the maximum amount of loans I am given, but I soon realized that wasn’t the smartest. I pay out-of-state tuition (which is expensive), and I realized I was just wasting the rest of my loan money. But, I am now a junior in college, and I try to take out the minimum amount of loans I need for school-related things like tuition and books because I do not want to be paying back my loans until I’m 90.   Read More

Mar 4

Prom on a Budget

Posted By iamincontrol | March 4, 2014

Prom on a budget
The results are in!

Last month’s poll question was:
How much money should you spend on prom attire?

You guys said:

  • $0-$25 – I’m just going to find something to wear in my closet or borrow a dress or tux from a friend. (0%)
  • $25-$100 – I’m a bargain hunter. I can find my dress or tux and accessories for $100 or less. (40%)
  • $100-$300 – I’m not going to go crazy, but I definitely want a new outfit and accessories. (60%)
  • $300 or more – I only get to go to prom once or twice, so I need a one-of-a-kind dress or tux. (0%)

Prom night only happens once or twice in your life, so you want it to be memorable.  Even if you’re planning on spending a fair amount of money to make your prom night perfect, there are a few things you can do to save a little cash.

  • Borrow a dress or tux – Do you have a relative or friend with a dress or tux you can borrow?  Especially if they go to a different school or are a few years older than you, no one will recognize it and know it’s not new.
  • Make dinner at home instead of going out to eat – Having a potluck dinner where everyone brings something to eat is fun and affordable.  Plus, you don’t have to worry about making reservations somewhere in advance.
  • Read More
Feb 20

Getting a Job in High School

Posted By iamincontrol | February 20, 2014

Need some cash?
By Shannon

Getting a job in high school helped me grow into adulthood. My parents always made it clear that I would be provided everything I needed, but if I wanted anything extra I would have to get it myself. This included things like going out to eat with friends, paying for movies, or buying extra clothes that I wanted but didn’t need.

The first job I had while in high school was as a life guard. I first worked at our local outdoor pool over the summer. Then I got a job in a nearby town at a year-round indoor pool. I worked around 10 hours a week during the school year and around 30 hours a week during the summer.

Being able to work during high school and create my own income was a great experience that helped me to learn a lot of lessons about responsibility. I was able to have more freedom with what I spent my money on, and I was also given the opportunity to start saving money to make bigger purchases in the future, such as when I bought a car or needed money to go to college.

Read More

Oct 17

Health Insurance Changes

Posted By iamincontrol | October 17, 2013

Have you heard of Obamacare?

Chances are you have, and you’ve probably also heard a lot of strong opinions about this – so strong that is has resulted in the federal government shutting down.  There’s a lot of controversy surrounding healthcare right now, and you probably have enough on your plate without trying to sort through facts and myths floating around out there.  Here are some quick facts about Obamacare (also known as the Affordable Care Act) that are important to know:

  • Starting January 1st, 2014, all Americans are required to have health insurance.  What does this mean for you?  If you don’t have health insurance, talk to your parents about it.  There are many great programs that offer affordable health insurance for kids under the age of 19 such as hawk-i and Medicaid.  Families that don’t qualify for these programs might qualify to get money back from the government for purchasing specific health insurance plans.  Anyone who does not have health insurance by March 31st, 2014, will have to pay a fine with their tax return.
  • Children can stay on their parents’ health insurance until the age of 26.  This law went into effect in 2010 and has helped thousands of young adults stay healthy and avoid expensive medical bills.  What does this mean for you?  You can stay on your parent’s health insurance plan until you are 26, instead of having to pay for a more expensive individual plan on your own or through an employer.
  • Read More
Oct 1

Affordable Activities to Do with Friends

Posted By iamincontrol | October 1, 2013

Popcorn for movie night
The results are in!  Here was last month’s poll question:

Do you ever avoid hanging out with friends for financial reasons?

  • Yes. Everything we do costs money (going to the movies, going out to eat, etc.). (42%)
  • No. My parents pay for everything. (42%)
  • No. I have a job and like spending my money doing stuff with my friends. (14%)
  • I spend most of my time in sports or activities that do not cost money. (0%)

If you ever avoid doing things with your friends because you don’t have the money, try one of the activities below to save some cash.

  • Organize a game night – Maybe board games don’t sound that exciting, but they can be really fun.  Apples to Apples is especially hilarious to play with your friends, and chances are, at least one of your friends owns it.
  • Read More
Aug 12

HIT Week 2013 Video Contest Winner

Posted By iamincontrol | August 12, 2013

Do you have health insurance?
Have you ever had a broken bone or the flu?  Odds are you’ve had to go to the doctor once or twice in your life.  Your parents might have taken care of it for you, or you may have handed the receptionist a card and went on your way.

But what if you didn’t have that magic little card and had to pay for the entire visit?  Depending on how long you were there and what you needed done, a regular doctor visit could cost anywhere from $100-$500.  Medical care for a broken arm could be as much as $3,000—that’s a down payment on a new car, or a new computer and an iPad!  If I had to guess, you don’t have that kind of money lying around.  And if you do, I’m fairly certain you don’t want to spend it on medical care.

If you don’t know whether or not you have health insurance, now is the time to find out.  Take control of your health and talk to your parents about it—they will appreciate you being responsible for yourself, and you might save your family some money.  If you don’t have health insurance, talk to them about hawk-i  and Medicaid—both are excellent programs for affordable healthcare coverage, and your family might qualify even if both of your parents work.  Go to www.hawk-i.org for more information.

And now, the moment you have all been waiting for…the HIT Week 2013 Video Contest winner!

Congratulations to Planned Parenthood of the Heartland’s Teen Outreach Program!  Check out their video below:

 

Congratulations to the runner-up from Mid-Iowa Community Action, Inc.’s Teen Outreach Program!  See their video below: