POLLGerms can actually help your body. . .
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Posted By iamincontrol | May 1, 2014
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Posted By addie | September 21, 2017
Almost everyone, at some point in their life, has had to improvise with a peanut butter sandwich and ramen diet to save a little money, whether for college or for starting a family. Here are some of the essentials in surviving this stage in life, and that will make life and cooking on a budget a bit easier.
- Get a rapid mac & cheese cooker: Saves time and money, because just about all microwave macaroni is overpriced
- If you have a meal plan, keep the essentials: Like peanut butter, butter, ketchup, and salt, to be used for any late night snack (we’ve all been there)
- Rotisserie Chicken: Cheap, can be made into many things, and can be used for multiple meals
- Meal Prep: Takes away the stress of figuring out what to eat, and typically leads to heathier eating and perfectly portioned meals
- Treat Yo’self: College is stressful, so make sure to take a break, grab fast food, ice cream, or whatever makes you less stressed. Enjoy in moderation, of course.
For more information on college hacks, please visit: http://www.thekitchn.com/11-things-we-wish-we-had-known-about-cooking-in-college-208283
Posted By addie | September 7, 2017
You go out to eat and your best friend covers your dinner for you out of nowhere! This is such a kind gesture, but you really want to pay him back. All you have with you is your debit card and there is no ATM nearby. What electronic platforms can you use to safely send your money to him otherwise known as peer-to-peer (P2P) payments?
- PayPal began in 1999 and allows people to send money using a PayPal account or bank account to others. It has a high maximum transfer of $10,000 and has more active accounts worldwide than any other P2P payment platform.
- Venmo is actually owned by PayPal, but this version was created for more convenient mobile phone use. It is free to send and receive money when you link a bank account or debit card, but there is a visible newsfeed where your friends can see your money transfers.
- Square Cash app sends money from a credit or debit card via website or mobile app. It works very similarly to Venmo, without the newsfeed where others can see your transactions.
- Google Wallet lets you transfer money to others via the web using either a phone number or email address. This platform lets you cash out instantly from the in-app wallet so the money is instantly transferred to your debit card.
Although all major P2P payment systems are encrypted, meaning that all your financial information is protected, there is still a risk for hacks or scams. Use these applications at your own risk and if you feel uncomfortable sending money then use your best judgement. Here are some ways you can protect yourself from potential scams:
- Only send and receive money with people you know or have met
- Add a PIN or Personal Identification Number if possible
- Ask for notifications for every transaction
For more information, check out https://www.nerdwallet.com/blog/banking/faq-send-money-individual/ and take the quiz to find out which money transfer provider is best for you!
Posted By addie | August 29, 2017
- Thrifting is your friend.You can find all the clothes you need to work out second-hand: sneakers, shorts, t-shirts, tank tops, leggings, sweatshirts – everything! You can even find name brand items and be just as fashionable as people that bought brand new clothes!
- Get a reusable water bottle.Staying hydrated during your workout is very important but buying bottled water can put a big strain on your wallet and the environment. Invest $10 in a reusable bottle and it will pay for itself in just a few uses.
- Skip the gym membership.If your town has good sidewalks and parks use them. You can get a good work out in limited space as well; Use your front yard, back yard, or any green space you have access to. If you need to stay inside, ask your family if you could move a table or a couch. Ask your school if you can use their facilities after hours: tennis and basketball courts, football, soccer, baseball, and softball fields should be open for the public to use.
- Use what you’ve got.No need for fancy equipment. You can use your body weight to get a full workout without equipment! If your body weight exercises become too easy for you, investing in simple equipment can maximize your workout. Yoga mats can be as low as $6 and they make it easier to work out on a variety of surfaces (grass, cement, carpet, slick floors). You can find a set of hand weights for under $10.
- Keep it simple.Working out doesn’t only mean leaving blood, sweat and tears on the floor. Working out is anything that gets your body moving! Walking is a great form of exercise and is easy to do. Grab a buddy and play catch. Working out doesn’t have to be painful or hard!
Check out this link for more tips: https://www.verywell.com/exercise-on-a-budget-1231127
Posted By addie | August 22, 2017
Compost is decomposed organic material. When you think of the word “organic”, you may think of organic food you find in the grocery store that has grown without the use of pesticides or synthetic fertilizers. While that is not wrong, the word “organic” has a different meaning when referring to compost. Organic, in compost terms, means “of living matter”, which means anything that, is or was once alive. Organic matter decomposes, or breaks down, when bacteria and fungi consume it. This releases nutrients back into the soil that plants can use to grow. Composting can be done in the home and is “done” when it looks and smells like soil. Composting is also great for the environment!
A good compost mixture contains roughly one part “green” to three parts “brown” ingredients. Green ingredients are those that are soft, fresh, or wet while brown ingredients are hard, dry, or dead. Here are some examples:
- Fruit and vegetable scraps
- Grass clippings
- Coffee grounds
- Paper and cardboard
Are you interested in starting your own compost? Here’s one quick way how! https://www.youtube.com/watch?v=5NfVpuuhjEM